How to Change Credit Card on Your iPhone 13 Apple ID and Apple Pay

How to Change Credit Card on Your Apple iPhone 13 Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone 13 or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

Dr.Fone - Screen Unlock (iOS)

Unlock iPhone/iPad Lock Screen Without Hassle.

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Unlock screen passwords from all iPhone and iPad.
No tech knowledge required, everybody can handle it.
Supports the latest iOS version fully!

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Key Features of Wondershare Dr.Fone

Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
Gain access to your Apple device by bypassing the iCloud activation lock and Apple ID verification without requiring the password.
Safely bypass Mobile Device Management (MDM) restrictions and Screen Time limitations without the risk of losing any data.

Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone 13. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone 13, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone 13 and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

How to Fix Locked Apple ID on Apple iPhone 13

Part of why you own and use Apple devices is the reliability of the Apple iPhone 13 devices and the ease of using them. This starts with the quality of hardware and the synergy with the software that runs the hardware, and the user experience you get. Apple puts great emphasis on this, and rightly so, for this is one of the keys defining and differentiating factors for people to choose Apple’s iOS over Google’s Android. Like with all good things in life, sometimes, a spanner is put in the works that bring your smooth-sailing life to an abrupt halt. With smartphones playing pivotal roles in our lives today, from payments to internet experiences to getting work done to stay in touch with people, anything that stops us from using our smartphone or endangers that experience is a cause for worry. A locked Apple ID is one such thing. It does not happen frequently, in fact, most users will never experience a locked Apple ID, but for the ones who are fortunate enough to have such a rare experience in life, help is at hand. All you need to do is relax and read on. By the end of it, you will have an unlocked Apple ID and you can go back to cruising.

Part I: Difference Between Activation Lock and Locked Apple ID

Apple being Apple, does a lot to make sure that users get the smoothest experience possible when interacting with their Apple products, both hardware, and software. Yet, sometimes, the messaging gets confusing, and people are not sure what is what. One such thing is the difference between iCloud Activation Lock and Apple ID Lock. While people are more likely to encounter Activation Lock and less likely to encounter Apple ID Lock, they are often confused when they encounter Apple ID Lock and struggle to figure out what that means and how to resolve the issue.

Activation Lock is when your supported Apple device is locked for a number of reasons. The most common reason is a stolen device that was locked by its owner, however, there are other perfectly valid reasons such as an outgoing employee forgetting to sign out and erase their Apple device before submitting it back. The IT department would not be able to reset that device without turning off Find My Apple iPhone 13 and Activation Lock on the Apple iPhone 13 device.

A locked Apple ID usually happens when the user has forgotten their password to their Apple ID account and attempts to figure out the password have been unsuccessful. Sometimes, Apple ID gets locked automatically under some conditions, and that requires users to reset their password to gain access. A locked Apple ID does not mean that your device is locked for your use. You can keep using it so long as you do not try to use another Apple ID with it since to do that you would have to sign out of your current Apple ID (which is locked) and you won’t be able to do that. On the other hand, Activation Lock renders the entire device unusable till the lock is cleared.

In short, Apple ID Lock is about a user’s account with Apple, akin to how Google Account works on Android devices. Apple ID Lock locks a user’s account with Apple while retaining complete usage of the Apple iPhone 13 device whereas Activation Lock locks the Apple iPhone 13 device and prevents anyone from using it until the correct credentials are entered. This is about verifying the ownership of the Apple iPhone 13 device and works to deter theft of Apple devices.

Part II: Checking If Your Apple ID Is Locked

A locked Apple ID is rather unmistakable. Your device would keep telling you that your Apple ID is locked for your security. Your Apple ID could be locked or disabled altogether if someone has tried to gain access to your account (and, obviously, failed). Apple would disable access to the Apple ID unless you are able to prove rightful ownership and reset the password successfully.

Part III: Reasons for Locked Apple ID

There can be a few reasons why your Apple ID is locked. You forgot the password and now it is locked since you entered the wrong password too many times. A scarier prospect, albeit a real one, is that some malicious actor attempted to login into your Apple ID account but failed. Had they succeeded, you would have gotten a message that ‘your Apple ID is being used on another device’ now.

Apple does a lot to ensure that your Apple ID remains safe. You trust Apple with a lot of your data, including financial data by way of your credit cards associated with Apple ID to make purchases on the App Store and iTunes Store. Therefore, some of the time, Apple preempts issues by proactively locking up your Apple ID or even disabling it. It goes without saying that sometimes it is something so simple as a software error that is believed to have locked up Apple IDs for many users around the world a while ago. It is also entirely possible that it was some malicious actor probing the servers for accounts.

All of these will result in a locked Apple ID that users will have to reset their password to in order to gain access back.

Part IV: How to Unlock Apple ID on Apple iPhone 13

It is unfortunate you are facing a locked Apple ID. Apple tries its best to make users aware of safety protocols they need to follow to minimize and mitigate such unfortunate occurrences, such as using two-factor authentication, trusted devices, trusted phone numbers, passwords, passcodes, etc. that serve as deterrents to prevent unauthorized access to devices and accounts. Yet, when the unfortunate happens, what to do?

IV.I: Unlock Apple ID Via Two-Factor Authentication

Apple implemented two-factor authentication a long time ago to prevent unauthorized access to Apple ID accounts. If you have it enabled, you would be able to use two-factor authentication to unlock your Apple ID again.

Step 1: Go to https://iforgot.apple.com .

Step 2: Key in your Apple ID and proceed.

Step 3: Confirm your mobile number associated with the Apple ID.

If you have another device associated with the Apple ID and it is a trusted device, you can now receive instructions to proceed with a two-factor code on that device.

Step 4: Use that code to unlock your Apple ID using two-factor authentication.

IV.II Unlock Apple ID Via Dr.Fone - Screen Unlock (iOS)

Dr.Fone is a name that will be instantly familiar to anyone who has ever had any issue with their mobile devices and would be able to vouch for the quality and efficacy of this software at fixing issues quickly and efficiently.

Dr.Fone is a collection of carefully crafted modules that helps you when most needed. Ranging from helping you wipe your devices securely with Data Eraser to maintain your privacy when you sell your device or give it to service and helping you erase not just junk on your device but also user data such as SMS (whether single or batch) to free up some space on your Apple iPhone 13, to Phone Transfer that helps you to easily transfer data you’re your old phone to your new Apple iPhone 13 including restoring from iCloud Backups, Dr.Fone is a venerable utility from Wondershare that does it all and lives up to its name. Naturally, this tool was designed to help you unlock your Apple ID as well.

Step 1: Download Dr.Fone.

Step 2: Launch Dr.Fone and select the Screen Unlock module.

Step 3: Click Unlock Apple ID to start the process.

Step 4: Connect your device to the computer and wait for Dr.Fone - Screen Unlock (iOS) to detect it. You must know the passcode of your device.

You will be asked on your Apple iPhone 13 to Trust the computer, and then you will need to enter the passcode.

Step 5: Unlocking Apple ID via Dr.Fone - Screen Unlock (iOS) will erase the contents of the Apple iPhone 13 device. You need to confirm this by typing six zeroes (000 000) in the popup.

Step 6: Follow the on-screen instructions to reset all your settings on the Apple iPhone 13 and then reboot to start the unlocking process.

Dr.Fone - Screen Unlock (iOS) will notify you when the process is complete.

Part V: Conclusion

Considering how much the Apple ID is pivotal to our Apple experience, it can be incredibly unnerving to realize that it is locked or disabled, due to any reason. We use our Apple ID for iCloud services on Apple devices, to make purchases on iTunes Store and App Store and payments using Apple Pay. Apple knows this and has checked in place to make sure that only you are in possession of your Apple ID account at all times. It can cause a little hassle at times, since if someone makes multiple failed attempts to gain access to your account, Apple will lock your Apple ID until you can unlock it with proper verifications and reset your password.

How To Remove the Two Factor Authentication On Apple iPhone 13

Want To Remove the Two Factor Authentication? Check Out This Guide

Continuous technology innovation has introduced many advanced encryption and security methods to protect data from hackers. With these innovations, companies like Apple and Google have introduced the two-factor authentication process to protect user data.

But sometimes, this security method becomes a hassle to access your data daily, due to which many users try to remove it. That is why, in this article, we have discussed how you can remove iCloud two-factor authentication easily.

Part 1: What Is Two-Factor Authentication and How Helpful It Is

Protecting users’ devices and online accounts is one of the major responsibilities of tech companies like Apple. Due to this, they have added multiple security features, including two-factor authentication. Thus, if you create an Apple ID, you can see a two-factor authentication option that adds an extra layer of security.

2FA is activated when the user provides the password to log into the Apple ID or software through a new device, and it acts as a second layer for account security. Apple ID or any software containing sensitive data cannot be accessed without it. This method provides a higher security level than single-factor authentication. To understand more benefits of this security system in detail, check the following points:

Protection From Password Theft: 2FA acts as an additional security level. It protects your accounts and devices in case your password is leaked.
Migrations of Unauthorized Assets: Online banking applications use 2FA to protect users from unauthorized bank transfers. If someone accesses their app, this is a beneficial security measure.
Protection on Multiple Services: Platforms, including social media, banks, and cloud storage, use 2FA. It means that 2FA can be used in various digital aspects.

Part 2: Can You Remove the Two Factor Authentication iCloud at Anytime

Many people use 2FA globally to protect their personal information and devices from hackers and unauthorized access. However, in some cases, users may want to remove two-factor authentication iCloud for multiple reasons. This includes scenarios in which their device is lost or damaged or if they have found a better security option than this one.

Moreover, there is one important key point to note: Apple has removed the feature of deactivating 2FA from the Apple ID. It means you need to think twice before activating this feature on your Apple ID because it cannot be reversed. For the following reasons, Apple has taken this initiative:

Enhanced Security: By removing the deactivation option for 2FA, Apple is trying to strengthen its account security to ensure that no one can access its user’s data.
Reducing Vulnerabilities: Allowing users to deactivate 2FA could cause vulnerabilities in the Apple ecosystem that can be a weak point for protecting users’ data. That is why Apple has removed the deactivation option to stop malicious actors from taking advantage of this vulnerability.
Encouraging Security Awareness: To make Apple users more security conscious, Apple has made it difficult on purpose to remove 2FA. It helps users to be more confident in Apple services and products.
Minimizing Mistakenly Steps: If users mistakenly remove the 2FA, their accounts and devices are at risk of being accessed without proper authentication. To avoid such an issue, the deactivation option of 2FA is removed.

Besides all these reasons, there is still some good news for those who want to remove the two-factor authentication iPhone to use other security options. The good news is that Apple allows users to remove 2FA for a limited time after activation.

Part 3: How To Remove the Two-Factor Authentication Within 14 Days

As explained in the last part, Apple has made removing the 2FA option from Apple ID challenging for several security reasons. Thus, if you want to remove 2FA from your Apple ID, you have only 14 days after activating this feature. To understand how to disable iCloud two-factor authentication within this given time, check the following steps:

Step 1. Once you have activated the 2FA feature, your 14-day grace period will start eventually. To deactivate this, open the enrollment email you received from Apple regarding 2FA on your Apple ID.
Step 2. Scroll to the bottom of this email and select the link or button to return to your account security & settings section. There, follow the on-screen instructions to deactivate the 2FA of your Apple ID.

Part 4: iPhone Apple ID Got Locked? Here’s a Reliable Tool To Get It Unlocked Without Passcode

If you mistakenly got your Apple ID locked due to entering the wrong password multiple times, there is no need to stress it out. It is a common issue that many people forget their Apple ID password and cannot access it. Due to this, we have got you a perfect solution to unlock your Apple ID without a passcode.

This solution is the Wondershare Dr.Fone - Screen Unlock (iOS) tool specially designed to help users remove their iPhone and iPod lock screens. It is compatible with the latest iOS devices and assists in removing various types of lock screens, including Touch ID and Face ID.

Key Features

This iOS screen unlock tool assists users in bypassing MDM without data loss and other technical errors.
iCloud activation lock and iTunes backup encryption can be bypassed without a password in just a few steps.
iPhone 15 and the latest versions of iOS 17/iPadOS 17 are supported by this tool to help users professionally.

Simplified Steps for Unlocking Apple ID With Wondershare Dr.Fone

To help you use this AI-powered screen unlock tool for unlocking the Apple ID without a password, follow the process we have mentioned below for your ease:

Step 1. Access the Toolbox and Choose the Respective Option

Initiate the process by accessing Wondershare Dr.Fone’s latest version on your computer and tapping on the “Toolbox” option from its left side toolbar. Following this, choose “Screen Unlock” from the list of tools and tap “Remove Apple ID” in the next window.

Step 2. Make Sure That the Apple iPhone 13 Is Connected to the Computer

Then, connect your Apple iPhone 13 to your computer using a USB cable so that you can see its connectivity status. Once the status is displayed on a new window, hit the “Unlock Now” button to proceed. Answer some questions that are asked by the platform, and with this, ensure that your device’s “Screen Lock” and “Two-Factor Authentication” are enabled or disabled.

Step 3. Select the System Version and Proceed Ahead

In this step, enable Recovery Mode by following the on-screen instructions. It will help the platform detect the connected device model, with which you will need to select “System Version.” Afterward, you can hit the “Start” button to proceed ahead.

Step 4. Start the Apple ID Unlocking Process

The respective iOS firmware will download according to the Apple iPhone 13 device model and system version. After it is downloaded, the platform will verify it for you, based on which you can tap the “Unlock Now” option to get your Apple ID unlocked successfully.

Conclusion

With this, we hope you understand how to disable iCloud two-factor authentication. However, remember that doing this is only possible within 14 days of a grace period. If this period is over, you cannot remove 2FA from your Apple ID.

Moreover, if you have locked your Apple ID passcode, using Wondershare Dr.Fone to unlock it can be the perfect option. While using this tool, you also don’t have to worry about screen locks on different iOS devices. This is because the innovative algorithms integrated in this tool make it easier to use for unlocking the Apple ID or screen lock.