In 2024, How to Change Credit Card from Your Apple iPhone 13 Pro Apple ID and Apple Pay

How to Change Credit Card on Your Apple iPhone 13 Pro Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone 13 Pro or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

Dr.Fone - Screen Unlock (iOS)

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Key Features of Wondershare Dr.Fone

Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
Gain access to your Apple device by bypassing the iCloud activation lock and Apple ID verification without requiring the password.
Safely bypass Mobile Device Management (MDM) restrictions and Screen Time limitations without the risk of losing any data.

Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone 13 Pro. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone 13 Pro, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone 13 Pro and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

How To Remove the Two Factor Authentication On Apple iPhone 13 Pro

Want To Remove the Two Factor Authentication? Check Out This Guide

Continuous technology innovation has introduced many advanced encryption and security methods to protect data from hackers. With these innovations, companies like Apple and Google have introduced the two-factor authentication process to protect user data.

But sometimes, this security method becomes a hassle to access your data daily, due to which many users try to remove it. That is why, in this article, we have discussed how you can remove iCloud two-factor authentication easily.

Part 1: What Is Two-Factor Authentication and How Helpful It Is

Protecting users’ devices and online accounts is one of the major responsibilities of tech companies like Apple. Due to this, they have added multiple security features, including two-factor authentication. Thus, if you create an Apple ID, you can see a two-factor authentication option that adds an extra layer of security.

2FA is activated when the user provides the password to log into the Apple ID or software through a new device, and it acts as a second layer for account security. Apple ID or any software containing sensitive data cannot be accessed without it. This method provides a higher security level than single-factor authentication. To understand more benefits of this security system in detail, check the following points:

Protection From Password Theft: 2FA acts as an additional security level. It protects your accounts and devices in case your password is leaked.
Migrations of Unauthorized Assets: Online banking applications use 2FA to protect users from unauthorized bank transfers. If someone accesses their app, this is a beneficial security measure.
Protection on Multiple Services: Platforms, including social media, banks, and cloud storage, use 2FA. It means that 2FA can be used in various digital aspects.

Part 2: Can You Remove the Two Factor Authentication iCloud at Anytime

Many people use 2FA globally to protect their personal information and devices from hackers and unauthorized access. However, in some cases, users may want to remove two-factor authentication iCloud for multiple reasons. This includes scenarios in which their device is lost or damaged or if they have found a better security option than this one.

Moreover, there is one important key point to note: Apple has removed the feature of deactivating 2FA from the Apple ID. It means you need to think twice before activating this feature on your Apple ID because it cannot be reversed. For the following reasons, Apple has taken this initiative:

Enhanced Security: By removing the deactivation option for 2FA, Apple is trying to strengthen its account security to ensure that no one can access its user’s data.
Reducing Vulnerabilities: Allowing users to deactivate 2FA could cause vulnerabilities in the Apple ecosystem that can be a weak point for protecting users’ data. That is why Apple has removed the deactivation option to stop malicious actors from taking advantage of this vulnerability.
Encouraging Security Awareness: To make Apple users more security conscious, Apple has made it difficult on purpose to remove 2FA. It helps users to be more confident in Apple services and products.
Minimizing Mistakenly Steps: If users mistakenly remove the 2FA, their accounts and devices are at risk of being accessed without proper authentication. To avoid such an issue, the deactivation option of 2FA is removed.

Besides all these reasons, there is still some good news for those who want to remove the two-factor authentication iPhone to use other security options. The good news is that Apple allows users to remove 2FA for a limited time after activation.

Part 3: How To Remove the Two-Factor Authentication Within 14 Days

As explained in the last part, Apple has made removing the 2FA option from Apple ID challenging for several security reasons. Thus, if you want to remove 2FA from your Apple ID, you have only 14 days after activating this feature. To understand how to disable iCloud two-factor authentication within this given time, check the following steps:

Step 1. Once you have activated the 2FA feature, your 14-day grace period will start eventually. To deactivate this, open the enrollment email you received from Apple regarding 2FA on your Apple ID.
Step 2. Scroll to the bottom of this email and select the link or button to return to your account security & settings section. There, follow the on-screen instructions to deactivate the 2FA of your Apple ID.

Part 4: iPhone Apple ID Got Locked? Here’s a Reliable Tool To Get It Unlocked Without Passcode

If you mistakenly got your Apple ID locked due to entering the wrong password multiple times, there is no need to stress it out. It is a common issue that many people forget their Apple ID password and cannot access it. Due to this, we have got you a perfect solution to unlock your Apple ID without a passcode.

This solution is the Wondershare Dr.Fone - Screen Unlock (iOS) tool specially designed to help users remove their iPhone and iPod lock screens. It is compatible with the latest iOS devices and assists in removing various types of lock screens, including Touch ID and Face ID.

Key Features

This iOS screen unlock tool assists users in bypassing MDM without data loss and other technical errors.
iCloud activation lock and iTunes backup encryption can be bypassed without a password in just a few steps.
iPhone 15 and the latest versions of iOS 17/iPadOS 17 are supported by this tool to help users professionally.

Simplified Steps for Unlocking Apple ID With Wondershare Dr.Fone

To help you use this AI-powered screen unlock tool for unlocking the Apple ID without a password, follow the process we have mentioned below for your ease:

Step 1. Access the Toolbox and Choose the Respective Option

Initiate the process by accessing Wondershare Dr.Fone’s latest version on your computer and tapping on the “Toolbox” option from its left side toolbar. Following this, choose “Screen Unlock” from the list of tools and tap “Remove Apple ID” in the next window.

Step 2. Make Sure That the Apple iPhone 13 Pro Is Connected to the Computer

Then, connect your Apple iPhone 13 Pro to your computer using a USB cable so that you can see its connectivity status. Once the status is displayed on a new window, hit the “Unlock Now” button to proceed. Answer some questions that are asked by the platform, and with this, ensure that your device’s “Screen Lock” and “Two-Factor Authentication” are enabled or disabled.

Step 3. Select the System Version and Proceed Ahead

In this step, enable Recovery Mode by following the on-screen instructions. It will help the platform detect the connected device model, with which you will need to select “System Version.” Afterward, you can hit the “Start” button to proceed ahead.

Step 4. Start the Apple ID Unlocking Process

The respective iOS firmware will download according to the Apple iPhone 13 Pro device model and system version. After it is downloaded, the platform will verify it for you, based on which you can tap the “Unlock Now” option to get your Apple ID unlocked successfully.

Conclusion

With this, we hope you understand how to disable iCloud two-factor authentication. However, remember that doing this is only possible within 14 days of a grace period. If this period is over, you cannot remove 2FA from your Apple ID.

Moreover, if you have locked your Apple ID passcode, using Wondershare Dr.Fone to unlock it can be the perfect option. While using this tool, you also don’t have to worry about screen locks on different iOS devices. This is because the innovative algorithms integrated in this tool make it easier to use for unlocking the Apple ID or screen lock.

How To Delete iCloud Account: Remove Your Apple ID Permanently On Apple iPhone 13 Pro

Searching “How to delete iCloud account?” If you want to delete an iCloud account, you must delete an Apple ID account. And before you take this irreversible step, it’s crucial to understand the implications. Deleting your Apple ID account means permanently erasing all contents stored in your iCloud, such as media and documents. You’ll also lose access to essential Apple services such as the App Store, iMessage, and iTunes.

Deleting your Apple ID is a significant decision that should not be taken lightly. Proceeding with Apple ID deletion is a final decision. Once initiated, there’s no turning back. If you’re certain about it, refer to this article for a step-by-step guide on how to delete iCloud account and explore alternative options if you need it.

Part 1: Deleting iCloud Account? Essential Preparations Before You Proceed

Before you learn the steps on “how to delete icloud account,” take steps to ensure a smooth transition and prevent the loss of valuable data. Before you permanently remove an iCloud account, ensure you’ve completed the following:

Backup Your Data

Create a local copy of your files, photos, videos, and documents on your computer or an external hard drive. You can use cloud storage services or third-party apps like Wondershare Dr.Fone to selectively restore it later.

Request a Copy of Your Data

Apple provides a service on selected regions that allows you to request a copy of data associated with your Apple ID before deleting your account. It includes records of your sign-in, account details, iCloud contents, and Apple retail store transactions. Having a copy of this data can be useful if you need to access it in the future.

To request a copy of your data, go to Privacy Apple on your web browser. Under the Obtain a copy of your data section, click Request a copy of your data. Next, select the data you need and click Continue.

Review Your Active Subscriptions

Also, to “delete iCloud account,” first review any active subscriptions you may have, such as Apple Music, Apple TV+, or iCloud+ storage. If you don’t want to continue these subscriptions, cancel them before deleting your account.

Download Backups of Your Apps, Games, Music, Movies, TV Shows, Books, and Audiobooks

Your iCloud account may contain backups of your apps, games, and media purchases. Before deleting your Apple ID account, download them to your device or a computer to ensure you don’t lose access to your favorite content.

Pay Loan Installments You Have With Apple Pay Later

If you have an outstanding loan with Apple Pay Later, pay off any remaining installments before you delete your iCloud account. Otherwise, you may incur late fees or other penalties.

Sign Out of Your Devices and Web Browser

Before deleting your iCloud account, ensure you sign out of your account on all devices, including iPhones, iPads, Macs, and web browsers. Failure to sign out of an account can lead to several potential risks and inconveniences, including:

Restricted device access
App malfunctioning
Constant Sign-in errors
Web browsers retain your Apple ID information

Part 2: Remove iCloud Account Without Deleting: Maintaining Your Apple ID

Removing an iCloud account from your device doesn’t necessarily mean deleting the account itself. It simply means signing out of your iCloud account on that device. Your iCloud data remains intact and accessible from other devices.

However, when you sign out of iCloud on your device, you will be signed out of all Apple services that use your iCloud account. It includes Apple Pay, Find My, iCloud Mail, Siri Shortcuts, and others. You need to sign in with your Apple ID to use these services again.

Remove iCloud Account on iPhone

Here’s “how to remove iCloud account“ from your Apple iPhone 13 Pro without deleting the account:

Step 1: Open the Settings app, then tap the Apple ID at the top of the Apple iPhone 13 Pro screen.
Step 2: Scroll down, tap on Sign Out, enter your Apple ID password, and tap on Turn Off.

Step 3: Tap on Sign Out to verify.

Remove iCloud Account on Mac Device

Follow these steps below to remove an iCloud account from your macOS Ventura or later:

Step 1: Click on the Apple logo in the top left corner of your screen, then choose System Settings.
Step 2: Click on the Apple ID icon and click Sign Out.

Step 3: Select the data files you want to save, then click Keep a Copy.

Part 3: How To Delete iCloud Account Permanently?

Deleting your Apple ID has effects beyond the loss of data and services. These include:

Apple will not be able to recover your Apple ID or any associated data once deleted.
After deleting your iCloud account, any messages sent to you via iCloud Mail or iMessage will not be delivered.
If you have any unused credit balance in your iCloud account, you cannot redeem or refund it upon deletion.
The email address associated with your deleted Apple ID becomes unavailable for creating a new Apple ID.

If you are sure of your decision and have prepared for the consequences, here’s how to permanently delete your iCloud account:

Step 1: Open a web browser and visit Apple’s privacy website: privacy.apple.com. Sign in using the Apple ID associated with the iCloud account you want to delete.

Step 2: From Delete your account section, click Request to delete your account.

Step 3: Choose a reason from the provided options in the drop-down menu for deleting your iCloud account, then click Continue.

Step 4: Review the information displayed, ensuring you want to proceed with deleting your iCloud account. Click Continue.
Step 5: Choose where Apple can send you updates regarding your deletion request. Click Continue.

Step 6: Follow the instructions provided to verify your identity. It may involve entering a code sent to your trusted device or answering security questions.

Step 7: Review the summary of your deletion request, ensuring all details are accurate. Next, click Delete Account to finalize the deletion process.

Part 4: How To Remove an iCloud Account Without a Password?

You’re not alone if you’ve forgotten your Apple ID password or bought a used iPhone with the previous owner’s Apple ID still on it. Many people find themselves in this situation, and it can be frustrating not being able to remove the iCloud account without the password. Fortunately, there is a way to do this using Dr. Fone’s iOS Screen Unlock tool:

Compatible with all versions of iOS, including the latest iOS 17.
Unlock different iPhone locks, such as screen locks and SIM locks.
Bypass iCloud Activation lock
Remove Apple ID even if the iOS device has enabled Find My service

Here’s a step-by-step guide on how to use Dr.Fone to remove an iCloud account without a password:

Step 1: Download and install Dr.Fone on your desktop.
Step 2: Launch the software and go to My Device. Follow the in-app instructions to connect your Apple iPhone 13 Pro to your computer using a USB cable.

Image name: how-to-delete-icloud-account-13.png

Step 3: Go to Toolbox from the left navigation pane and select Screen Unlock > iOS.

Step 4: Select Remove AppleID on the next window.

Step 5: Click Unlock Now to proceed.

Note:

If you continue to “remove iCloud account“, this will erase all data from your Apple iPhone 13 Pro.

Step 6: Click Yes if you have set up a screen lock.

Step 7: Click Yes if you have already enabled Two-Factor Authentication on your Apple iPhone 13 Pro.

Step 8: Follow the on-screen instructions to put your device into Recovery Mode.

Step 9: Dr.Fone will recognize your device in the Device Model. Choose an option from the System Version drop-down list and click Start.

Step 10: The latest iOS firmware is being downloaded.

Step 11: Click Unlock Now to proceed.

Step 12: Enter the code given in the dialogue box and click Unlock to continue.

Step 13: Dr.Fone will then begin removing the iCloud account. Do not disconnect or use your device while the process is ongoing to avoid device issues.

Step 14: To finalize the Apple ID removal process, please check your device and click Done once you’ve verified it.

Part 5: How To Remove an iCloud Account Without Deleting an Apple ID Account?

Deciding to permanently “delete iCloud account“ or Apple ID is a significant step. If you’re unsure about this irreversible action, consider deactivating your account. Deactivating your Apple ID temporarily suspends it. However, this feature may depend on your location.

Once you deactivate your Apple ID, you can no longer use it to sign into any Apple services, including iCloud, the App Store, iTunes, Apple Books, FaceTime, and Apple Pay. Even so, deactivating your Apple ID does not delete your account. You can reactivate your account anytime to regain access to all your Apple services and data.

Here’s how to temporarily deactivate your Apple ID account:

Step 1: Go to Apple’s Data and Privacy website. Sign in using your Apple ID.
Step 2: Scroll down to the Temporarily deactivate your account section and click Request to deactivate your account.

Step 3: Select a reason for deactivating your account from the drop-down menu, then click Continue.
Step 4: Review the information and follow the on-screen instructions to complete deactivation.

Note:

Keep the unique alphanumeric access code you’ll receive. You’ll need it to reactivate your Apple ID account.

More Article About iCloud Account:

Ways to Restore from iCloud Backup Without Reset

3 Ways to Recover iCloud Password

iOS 16: Best Ways to Bypass iCloud Activation Lock on iPhone/iPad

Conclusion

As you’ve learned, deleting an iCloud account is a permanent decision you cannot reverse. Once deleted, your account and all associated data will be permanently erased from Apple’s servers. Thus, it’s crucial to back up your data before proceeding.

Apps like Dr.Fone provide a comprehensive solution for backing up your data and removing an iCloud account without a password. Its user-friendly interface and streamlined processes make it an ideal choice for those seeking a quick and hassle-free experience. Whether you’re looking for an answer on “how to delete iCloud account“ or “remove iCloud account,” Dr.Fone is the ultimate tool to guide you through the process.