In 2024, How to Change Credit Card from Your iPhone 12 Apple ID and Apple Pay

How to Change Credit Card on Your Apple iPhone 12 Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone 12 or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

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Key Features of Wondershare Dr.Fone

Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
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Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone 12. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone 12, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone 12 and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

How to Delete iCloud Account On Apple iPhone 12 without Password?

If you own various Apple products, you must be familiar with the significance of iCloud service. iCloud is a cloud storage service that allows Apple users to sync their data and access it across different Apple devices, be it iPhone, iPad, or Macbook.

Now, there are several situations where a user might want to delete their iCloud account, especially when one has created too many iCloud accounts and don’t remember the passwords to all of them.

So, in this guide, we’re going to share some insight into how to delete iCloud account without password so that you can get rid of all the unnecessary accounts and use a single one across all your iDevices.

Part 1: How to delete iCloud account without password on iPhone?

If you have an iPhone at the moment, here are three different ways to delete an iCloud account using your phone itself.

1.1 Remove iCloud from settings on iPhone

Follow these instructions to delete the iCloud account from the “Settings” menu on your Apple iPhone 12.

Step 1: Open “Settings” and scroll down to click on “iCloud”.

Step 2: You’ll be asked to enter your password. Here enter any random number and click “Done”.

Step 3: iCloud will tell you the password is incorrect. Tap “Ok” and you’ll be prompted back to the iCloud screen.

Step 4: Now, click on “Account” and erase everything from “Description”. Click “Done” and you’ll again go back to the iCloud screen. This will disable the “Find My iPhone” feature and you’ll be able to remove the iCloud account easily.

Step 5: Again, tap on iCloud and scroll down till the end. Tap “Delete Account” and again click “Delete” to confirm your action.

That’s how to delete iCloud account without password directly from “Settings” on your Apple iPhone 12.

1.2 Delete iCloud account via iTunes

Another convenient way to delete the iCloud account is to use iTunes on your Apple iPhone 12. Let’s walk you through the process of deleting an iCloud account using iTunes.

Step 1: First of all, make sure to disable the “Find My iPhone” feature. Navigate to “Settings” > “iCloud” > “Find My iPhone” and toggle the switch off to turn off the feature.

Step 2: Now, go back to the “Settings” window and click “iTunes & App Store”.

Step 3: Tap on your “Account” at the top. A pop-up will appear on your screen. Here, click “Sign Out” and the iCloud account will be removed from your iDevice.

1.3 Create a new password

If you have enabled two-way verification on your Apple iPhone 12, you can also delete the iCloud account by resetting the password. In this case, however, you’ll have to visit the Apple ID Account Page and use it to reset the password.

Here’s how to delete iCloud account without password by creating a new password.

Step 1: Visit the Apple ID Account page and select “Forgot Apple ID or Password”.

Step 2: Now, enter your Apple ID and tap “Continue”. Select “I Need to Reset My Password” to initiate the password resetting process.

Step 3: You’ll be prompted to a new window where you’ll have to enter the “Recover Key”. This key is an exclusive that’s generated when a user enables two-way verification for their iCloud account.

Step 4: Enter the recovery key and tap “Continue”. Now, select a trusted device where you want to receive the verification code. Enter this verification code to continue with the process.

Step 5: In the next window, you can reset the password. Simply, add the new password and click the “Reset Password” button.

Once the password is changed, you can easily delete your iCloud account by going to “Settings” > “iCloud” > “Delete Account”. Enter the new password and your iCloud account will be deleted permanently.

In case you haven’t enabled two-way verification for your iCloud account, there’s still a way to reset the password. However, you must remember the security questions that you answered or the recovery e-mail you had added while setting up your iCloud account.

Step 1: Open the Apple ID Account page and tap “Forgot Apple ID or Password”. Enter your Apple ID and select “I need to reset my password”.

Step 2: You’ll be redirected to a new window displaying two different methods, i.e., “Answer Security Questions” an “Get an Email.” Choose a suitable method and follow the further steps to reset your password.

Part 2: How to delete iCloud account without password on computer using Dr.Fone - Screen Unlock (iOS)?

If you find all the above methods slightly challenging, we have a simpler solution for you. Wondershare Dr.Fone Screen Unlock (iOS) is an exclusive tool for iOS users that’ll help them remove screen locks and delete iCloud accounts from an iDevice, even if you don’t remember the password or even if the “Find My iPhone” feature is enabled.

Thanks to its user-friendly interface, it’ll become a hassle-free task to delete the iCloud account using Dr.Fone Screen Unlock. Since the software is available for Windows as well as Mac, one can easily use it to bypass Apple ID sign-in, irrespective of the OS one’s using on their PC.

So, let’s quickly discuss how to delete iCloud account without password using Dr.Fone Screen Unlock.

Note: Before moving further, make sure to back up the entire data as this will erase everything from your Apple iPhone 12.

Step 1: Launch Dr.Fone Screen Unlock

Install Dr.Fone Screen Unlock on your PC and double-tap its icon to launch the software. Now, connect your iDevice to the computer using a USB cable.

Step 2: Select Screen Unlock

Now, in the main interface of Dr. Fone Screen Unlock, select “Screen Unlock”.

Step 3: Choose the Option

In the next window, you’ll see three different options. Select “Remove Apple ID” as we want to delete the iCloud account.

Step 4: Trust the Apple iPhone 12 device

Now, to successfully establish the connection between the two devices, enter the passcode on your iDevice and tap the “Trust” button to confirm the connection.

Step 5: Reset Your Apple iPhone 12

Once the two devices are successfully connected, tap “Unlock Now” on your computer screen. This will trigger a warning message. Click “Unlock” to continue with the process.

At this point, you’ll be asked to enter recovery mode. You can follow the on-screen instructions to successfully enter recovery mode.

Step 6: Unlock Apple ID

After entering the recovery mode, Dr.Fone will automatically initiate the unlocking process. Do not disconnect the iDevice from your computer as this can cause damage to the Apple iPhone 12 device itself.

As soon as your Apple ID gets unlocked, a confirmation message will pop up on your screen. Simply reboot your smartphone and you’ll be able to sign in with a new Apple ID without any hassle.

It doesn’t matter if you’re using Windows or Mac, Dr.Fone – Screen Unlock for iOS will make it extremely easy to delete the iCloud account without the password. So, if you are looking for a reliable and convenient way to remove an iCloud account, make sure to use Dr.Fone – Screen Unlock.

Conclusion

That’s the entire guide on how to delete iCloud account without password. Even though iCloud is an exceptional feature, one is likely to forget the password to his iCloud account. If you’re stuck in a similar situation and want to create a new iCloud account, make sure to use the above tactics to delete the previous iCloud account, even if you don’t remember the password.

How To Reset the Security Questions of Your Apple ID On Your Apple iPhone 12

Your Apple ID serves as the gateway to a multitude of Apple services, encompassing the likes of the App Store, iCloud, iTunes, and beyond. To fortify the safeguarding of your Apple ID, Apple kindly requests that you establish security questions.

These inquiries act as an extra shield, enabling you to regain access to your account should you ever forget your password. However, there are various reasons to explain why people want Apple ID reset security questions, like discussed below. In this ultimate guide, we provide step-by-step instructions on how to reset the security questions of their Apple ID.

Part 1: What Is the Purpose of the Apple ID Security Questions

Before talking about “reset my security questions Apple ID,” let’s talk about what they are. Apple has a reputation for ensuring the high security of its devices and services. The devices have Face ID and Touch ID for security and strong encryption standards. Apple devices are considered among the most secure in the tech industry. Moreover, Apple takes device security seriously. An example is the use of security questions.

When you create an Apple ID or set up a new device, Apple prompts you to choose security questions. These questions are carefully designed to be something only you would know. This explains their role as an extra layer of protection for your account. Typical instances include questions like “What is the name of your first pet?” or “In which city were you born?”

Importance of Apple ID Security Questions

The security questions associated with your Apple ID serve a critical role. They perform a pivotal role in ensuring the security and confidentiality of your digital presence. Numerous modern authentication techniques, such as biometrics, offer a strong layer of safeguarding.

Nonetheless, there might be instances where you require reentry to your account, such as in cases of forgotten passwords. In such scenarios, security questions serve as a vital lifeline, enabling you to authenticate your identity and regain control of your Apple ID.

Purpose of Security Questions

Account Recovery: Security questions are a valuable tool for account recovery. They provide a means for you to prove your identity to Apple support in case you’re locked out of your account. Thus helping you regain access to your account quickly.
Additional Layer of Security: Imagine someone manages to get your Apple ID details. Even then, they would still need to answer your security questions to make changes to your account. This extra layer of account protection prevents unauthorized access.
Privacy Protection: Apple understands the importance of privacy. By setting up security questions, you can choose information that is meaningful to you. At the same time, it is not easily discoverable by others, enhancing the privacy of your account.

Part 2: How To Reset the Apple ID Security Questions Through the Account Settings

As we’ve established, Apple prioritizes security and privacy. There are various reasons why you might want to reset your Apple ID security questions. These range from enhancing security to changing the info associated with your account. Whatever your reason, it’s essential to securely follow the proper procedure for iCloud reset security questions.

Why Reset Your Apple ID Security Questions?

Enhancing Security: Security is an ever-evolving field. Resetting your security questions periodically can strengthen your account’s defense. It is especially handy against emerging threats and ensures your information remains secure.
Prevention of Attacks: Do you suspect unauthorized access or believe your security questions may have been compromised? In this scenario, resetting them immediately can protect your account.
Adhering to Best Practices: Security experts recommend changing passwords and security questions periodically. Regularly updating your security questions is a cautious security practice.
Making Relevant Changes: Over time, life circumstances change. You might move to a new location, get a new pet, or have different personal experiences. Updating your security questions to reflect these changes can make them more effective.

Guide for Resetting Apple ID Security Questions Through Account Settings

Resetting your Apple ID security questions through your account settings is a straightforward process that enhances the security of your Apple ID. Follow these detailed steps to reset your security questions:

Step 1. Begin by visiting and signing into the official Apple ID management page at appleid.apple.com. Then, proceed to the “Sign-In and Security” section for changing the security questions.

Step 2. Now, click “Account Security” and follow it by locating “Change security questions.” Click on it to proceed, and you’ll now be prompted to set up new security questions and provide their corresponding answers.

Step 3. After adding your new security questions and answers, click the “Update” button. To complete the process, you will need to verify your identity by entering your Apple ID password.

Pro Tip: What if Your Apple ID Got Locked? Unlock It With the Best Solution

So, you’ve been following our ultimate guide to reset your Apple ID security questions. However, you hit a roadblock – your Apple ID is locked. It happens many times that people forget their Apple ID passcode or get their Apple ID locked due to various reasons. In such cases, there is no need to panic that you are now unable to unlock the ID and access your important data.

This is because we have an excellent solution that can help you regain access to your Apple ID quickly and efficiently. With the help of the Wondershare Dr.Fone, you can easily get your Apple ID unlocked without a passcode.

Using this tool, users are able to bypass the iCloud activation lock and Apple ID without a password to use it as per their need. Moreover, they can also Bypass MDM and screen time without data loss, which is a plus point of this unique tool.

Key Features of Wondershare Dr.Fone

This tool is compatible with the latest iPhone 15 models and all iOS versions, including iOS 17.
No technical skill is required to use this tool because of its easy-to-use interface.
6-digit passcode, Touch ID, Face ID, and various screen locks can be removed in no time.

Steps To Unlock Apple ID Without Password via Wondershare Dr.Fone

Following are the simple steps you need to follow to unlock your Apple ID after you have forgotten the passcode:

Step 1: Initiate the Process by Launching Wondershare Dr.Fone

Begin the unlocking process of Apple ID by installing and launching Dr.Fone’s latest version on your computer. Connect your Apple iPhone 12 to the computer and tap on the “Toolbox” option to access different options, from which you need to select “Screen Unlock.”

Step 2: Tap on Respective Option and Answer Platform Questions

Afterward, hit the “Remove Apple ID” option and tap the “Unlock Now” button in the next window. Proceeding ahead, the platform will ask you some questions which you will need to answer. However, it is necessary to ensure that your Apple iPhone 12 has “Screen Lock” and “2FA” enabled.

Step 3: Enable Recovery Mode and Choose System Version

Then, put your device in Recovery Mode so that the platform can detect the “Device Model.” With this, you will need to choose “System Version” in the respective window and tap on the “Start” button. Required firmware will start downloading that is suitable to your device.

Step 4: Disable Apple ID on Your Device

On its successful completion, you will be notified from the platform, after which you are required to proceed by clicking on the “Unlock Now” button. A prompt will pop up on the screen; type the code in it and hit “Unlock.” This will remove the Apple ID passcode successfully in just a few moments.

Part 3: How To Perform Apple ID Reset Security Questions Using iForgot Website

Apple offers multiple avenues for users to perform essential security protocol changes, one of which is through the iForgot website. This website serves as a valuable resource for Apple device users in various scenarios. These include forgotten passwords, 2FA issues, account recovery, and unlocking Apple IDs. Here is the process of Apple ID reset security questions using the iForgot website:

Step 1. Begin by opening your web browser and navigating to the iForgot website at https://iforgot.apple.com/. You will then be asked to input your Apple ID. After entering your Apple ID, proceed by clicking the “Continue” button.

Step 2. On the following page, you’ll encounter various options for account recovery. Opt for “I need to reset my security questions” and click “Continue.” For added security measures, Apple will request you to confirm your identity.

Step 3. After your identity has been successfully verified, you’ll receive prompts to establish new security questions. Once you’ve created your new security questions, remember to save the changes.

Part 4: How To Reset the Apple ID Questions by Contacting the Customer Support

Contact Apple’s Customer Support if you have failed to reset your Apple ID security questions. They are well-equipped to assist with a wide range of device-related problems. You can use the following guide on how to reset the security questions on Apple ID via Apple Customer Support:

Step 1: Begin by visiting the Apple Support website located at https://getsupport.apple.com/. Once there, use the search bar to type your issue. In this section, look for and click on “ Change my Apple ID security questions.”

Step 2: After selecting your issue, you will be presented with various support articles and options. Scroll down and choose the desired option from the “Contact” section. Follow the on-screen instructions to contact Apple support and provide details about your issue.

Conclusion

To summarize, we’ve explored the importance of Apple ID security questions. We provided you with different ways on how to reset the security questions on Apple ID. The article highlighted the significance of security in the Apple ecosystem. It also explained the role security questions play in protecting your account.

We discussed the various reasons why you might want to reset your Apple ID security questions. You learned how to reset your security questions through your Apple ID account settings and via the iForgot website. Additionally, we introduced Wondershare Dr.Fone as a reliable solution for unlocking your Apple ID. Dr.Fone offers a user-friendly interface, a high success rate, and the ability to resolve various iOS device issues.