In 2024, How to Change Credit Card from Your iPhone 13 Apple ID and Apple Pay

How to Change Credit Card on Your Apple iPhone 13 Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone 13 or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

Dr.Fone - Screen Unlock (iOS)

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Key Features of Wondershare Dr.Fone

Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
Gain access to your Apple device by bypassing the iCloud activation lock and Apple ID verification without requiring the password.
Safely bypass Mobile Device Management (MDM) restrictions and Screen Time limitations without the risk of losing any data.

Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone 13. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone 13, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone 13 and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

How To Remove the Two Factor Authentication On Apple iPhone 13

Want To Remove the Two Factor Authentication? Check Out This Guide

Continuous technology innovation has introduced many advanced encryption and security methods to protect data from hackers. With these innovations, companies like Apple and Google have introduced the two-factor authentication process to protect user data.

But sometimes, this security method becomes a hassle to access your data daily, due to which many users try to remove it. That is why, in this article, we have discussed how you can remove iCloud two-factor authentication easily.

Part 1: What Is Two-Factor Authentication and How Helpful It Is

Protecting users’ devices and online accounts is one of the major responsibilities of tech companies like Apple. Due to this, they have added multiple security features, including two-factor authentication. Thus, if you create an Apple ID, you can see a two-factor authentication option that adds an extra layer of security.

2FA is activated when the user provides the password to log into the Apple ID or software through a new device, and it acts as a second layer for account security. Apple ID or any software containing sensitive data cannot be accessed without it. This method provides a higher security level than single-factor authentication. To understand more benefits of this security system in detail, check the following points:

Protection From Password Theft: 2FA acts as an additional security level. It protects your accounts and devices in case your password is leaked.
Migrations of Unauthorized Assets: Online banking applications use 2FA to protect users from unauthorized bank transfers. If someone accesses their app, this is a beneficial security measure.
Protection on Multiple Services: Platforms, including social media, banks, and cloud storage, use 2FA. It means that 2FA can be used in various digital aspects.

Part 2: Can You Remove the Two Factor Authentication iCloud at Anytime

Many people use 2FA globally to protect their personal information and devices from hackers and unauthorized access. However, in some cases, users may want to remove two-factor authentication iCloud for multiple reasons. This includes scenarios in which their device is lost or damaged or if they have found a better security option than this one.

Moreover, there is one important key point to note: Apple has removed the feature of deactivating 2FA from the Apple ID. It means you need to think twice before activating this feature on your Apple ID because it cannot be reversed. For the following reasons, Apple has taken this initiative:

Enhanced Security: By removing the deactivation option for 2FA, Apple is trying to strengthen its account security to ensure that no one can access its user’s data.
Reducing Vulnerabilities: Allowing users to deactivate 2FA could cause vulnerabilities in the Apple ecosystem that can be a weak point for protecting users’ data. That is why Apple has removed the deactivation option to stop malicious actors from taking advantage of this vulnerability.
Encouraging Security Awareness: To make Apple users more security conscious, Apple has made it difficult on purpose to remove 2FA. It helps users to be more confident in Apple services and products.
Minimizing Mistakenly Steps: If users mistakenly remove the 2FA, their accounts and devices are at risk of being accessed without proper authentication. To avoid such an issue, the deactivation option of 2FA is removed.

Besides all these reasons, there is still some good news for those who want to remove the two-factor authentication iPhone to use other security options. The good news is that Apple allows users to remove 2FA for a limited time after activation.

Part 3: How To Remove the Two-Factor Authentication Within 14 Days

As explained in the last part, Apple has made removing the 2FA option from Apple ID challenging for several security reasons. Thus, if you want to remove 2FA from your Apple ID, you have only 14 days after activating this feature. To understand how to disable iCloud two-factor authentication within this given time, check the following steps:

Step 1. Once you have activated the 2FA feature, your 14-day grace period will start eventually. To deactivate this, open the enrollment email you received from Apple regarding 2FA on your Apple ID.
Step 2. Scroll to the bottom of this email and select the link or button to return to your account security & settings section. There, follow the on-screen instructions to deactivate the 2FA of your Apple ID.

Part 4: iPhone Apple ID Got Locked? Here’s a Reliable Tool To Get It Unlocked Without Passcode

If you mistakenly got your Apple ID locked due to entering the wrong password multiple times, there is no need to stress it out. It is a common issue that many people forget their Apple ID password and cannot access it. Due to this, we have got you a perfect solution to unlock your Apple ID without a passcode.

This solution is the Wondershare Dr.Fone - Screen Unlock (iOS) tool specially designed to help users remove their iPhone and iPod lock screens. It is compatible with the latest iOS devices and assists in removing various types of lock screens, including Touch ID and Face ID.

Key Features

This iOS screen unlock tool assists users in bypassing MDM without data loss and other technical errors.
iCloud activation lock and iTunes backup encryption can be bypassed without a password in just a few steps.
iPhone 15 and the latest versions of iOS 17/iPadOS 17 are supported by this tool to help users professionally.

Simplified Steps for Unlocking Apple ID With Wondershare Dr.Fone

To help you use this AI-powered screen unlock tool for unlocking the Apple ID without a password, follow the process we have mentioned below for your ease:

Step 1. Access the Toolbox and Choose the Respective Option

Initiate the process by accessing Wondershare Dr.Fone’s latest version on your computer and tapping on the “Toolbox” option from its left side toolbar. Following this, choose “Screen Unlock” from the list of tools and tap “Remove Apple ID” in the next window.

Step 2. Make Sure That the Apple iPhone 13 Is Connected to the Computer

Then, connect your Apple iPhone 13 to your computer using a USB cable so that you can see its connectivity status. Once the status is displayed on a new window, hit the “Unlock Now” button to proceed. Answer some questions that are asked by the platform, and with this, ensure that your device’s “Screen Lock” and “Two-Factor Authentication” are enabled or disabled.

Step 3. Select the System Version and Proceed Ahead

In this step, enable Recovery Mode by following the on-screen instructions. It will help the platform detect the connected device model, with which you will need to select “System Version.” Afterward, you can hit the “Start” button to proceed ahead.

Step 4. Start the Apple ID Unlocking Process

The respective iOS firmware will download according to the Apple iPhone 13 device model and system version. After it is downloaded, the platform will verify it for you, based on which you can tap the “Unlock Now” option to get your Apple ID unlocked successfully.

Conclusion

With this, we hope you understand how to disable iCloud two-factor authentication. However, remember that doing this is only possible within 14 days of a grace period. If this period is over, you cannot remove 2FA from your Apple ID.

Moreover, if you have locked your Apple ID passcode, using Wondershare Dr.Fone to unlock it can be the perfect option. While using this tool, you also don’t have to worry about screen locks on different iOS devices. This is because the innovative algorithms integrated in this tool make it easier to use for unlocking the Apple ID or screen lock.

Turning Off Two Factor Authentication On Apple iPhone 13? 5 Tips You Must Know

Apple has produced one of the most consumed, acknowledged, and preferred smartphones that allowed them to rule the industry for a considerably long period of time. Their style and presentation were not the only reason that made people look forward to buying an iPhone. Apple created its own operating system and presented their own versions of security and protection. One of the most recognized and impeccable features offered by Apple in its innovative structure was the security and safety through Apple ID and Apple Account. Every important feature that operated throughout the Apple iPhone 13 or iPad was focused over a single entity, the Apple ID. However, apart from the Apple ID, there were several other layers of authentications and verifications that were added throughout the protocol structure. A couple of them are renowned as Two Factor Verification and Two Factor Authentication. This article produces a very generous set of advice that should be looked over while handing these layers of protection. To get a better understanding of the procedures involved, you need to look over the guide to gain better knowledge on how to turn off Two Factor Authentication on your Apple.

Part 1. Is two-step verification the same as two-factor authentication?

There might be a few differences involved in these two security models; however, it should be kept in mind that they focus their purpose on securing the Apple ID of the user. Two Factor Verification is a security protocol that protects access to the various activities performed through the Apple ID. It attenuates an extra verification step across the Apple iPhone 13 device in addition to the password for the Apple ID. The device receives a verification code from an authentication factor that allows the authorities to confirm the credibility of the user.

The Two Factor Authentication is considered as an upgrade to the Two Factor Verification, which was released two years after the Two Factor Verification, in 2015. This authentication method exempted the offline recovery keys and application-specific passcodes. They added a six-digit authentication code onto the original password and produced an offline, time-dependent code that is to be generated through the Settings of the trusted device of the user. This feature was appended into the iOS 9 and OS X El Capitan with a region-specific target.

Part 2. How to turn off two-step verification?

As you are aware of the Two-Step Verification process, it is quite easy and typical in configuring. However, when it comes to turning the settings off, it is also a simple and straightforward procedure that can be easily covered by following the steps provided below.

Step 1: You are required to open the Apple ID Account web page on your browser and sign in with your Apple ID credentials.

Step 2: As you log into the website, access the “Security” section, and tap “Edit” from the options provided on the list.

Step 3: Tap on the “Two-Step Verification” option and turn it off. Confirm to conclude the process. You may be required to select the new security questions and verify the data of birth in the process. As you would be done with it, an email would be received across your connected address for confirmation.

Part 3. How to turn off two-factor authentication? (lower than iOS 10.3)

Two Factor Authentication cannot be turned off in a few cases and accounts for iOS versions greater than 10.3. However, if you have activated Two Factor Authentication across the iOS versions lower than 10.3, you can deactivate the feature through a series of simple steps. The exemption of this security feature across your device leaves it protected only through a password and a few security questions. For turning off the Two Factor Authentication from your Apple device, you need to follow the steps provided as follows:

Step 1: Open your browser and access your Apple ID Account website. Provide the details of your Apple ID and log in.

Step 2: Tap on “Edit” in the “Security” section and turn off the “Two Factor Authentication” option.

Step 3: This would lead you to set new security questions for the Apple ID account, followed by a verification of your date of birth. The successful execution of the process would lead to turning it off.

Part 4. Why can’t you turn off two-factor authentication if you already use it? (iOS 10.3 and later)

For users who have an Apple device with an iOS 10.3 or later version, they cannot turn the Two Factor Authentication off after it is accessed. The latest iOS and macOS included extra layers of security in their features, which led towards a better security foundation and protection of information. Users who have updated their account information can unenroll in two weeks after updating. For this, you are required to simply access the confirmation email that you have received and tap on the link to approach the previous security settings. Thus, it makes it far more than impossible for users to turn their Two Factor Authentication off if they consider it unnecessary for their device. This feature is something that would always remain intact with their device as an extra layer of security. Its absence does leave a chance of illegal access to the Apple iPhone 13 device and an increased risk of a security breach. Since it is directly built across the Apple iPhone 13 device and its settings, this makes it a very hard-to-approach characteristic.

Part 5. How to turn off two-factor authentication by removing Apple ID

Users who are very reluctant to remove the two-factor authentication off their device can consider removing the Apple ID itself for fulfilling the purpose. However, when it comes to executing such tasks, the need for a third-party platform gets evident. Third-party platforms provided dedicated services in providing users with a unique platform of operation with an environment that suits their purpose perfectly. Many platforms provide such impressive services, yet the selection gets quite difficult for a series of reasons. The following pointers explain the reasons to the users over why they should focus on selecting a platform such as Dr. Fone – Screen Unlock (iOS) for this purpose.

You need to have no excessive knowledge of handling the platform.
You can cover all the dynamics of unlocking the Apple iPhone 13 device without the use of iTunes.
The platform provides you with the ability to unlock the passcode of your Apple device with ease.
It offers you to protect your device from the disabled state.
Works across all models of iPhone, iPad, and iPod Touch.
Provides services to the latest version of iOS.

Dr. Fone – Screen Unlock (iOS) makes it easy for the users to control and remove their Apple ID and disable the two-factor authentication across their device. However, when it comes to controlling the platform, it follows a few simple and efficient steps that would guide you in executing the task successfully.

Step 1: Connect your Device and Launch Application

You need to connect your Apple device with the desktop and launch Dr. Fone across the computer. Tap on the “Screen Unlock” tool present on the home window and proceed with the removal of two-factor authentication.

Step 2: Access Appropriate Option

On the next screen that opens, you are required to select “Unlock Apple ID” from the three options. Proceed to your Apple device to take the process further.

Step 3: Trust the Computer

Open the Apple iPhone 13 device and tap on “Trust” over the prompt that appears on the screen. Following this, you need to navigate to the Settings of your device to initiate a reboot.

Step 4: Execution of Process

Once you are done with initiating a reboot, the platform automatically detects the update in the process and initiates removing the Apple ID from the Apple iPhone 13 device. Once the platform is done with the process, it provides a prompt message in the next window displaying the execution of the removal of Apple ID from your device. This also removes the Two Factor Authentication off your device.

Conclusion

The article has presented a very detailed comparison of the Two Factor Verification and Two Factor Authentication and provided an elaborated discussion over how to turn these security features off their devices. The article also discussed a third-party platform that would guide in removing such security features of the Apple iPhone 13 devices over the requirement of the user. You need to go through this article to get a better knowledge of the execution of the mechanism.