In 2024, How to Change Credit Card on Your iPhone 7 Plus Apple ID and Apple Pay

In 2024, How to Change Credit Card on Your iPhone 7 Plus Apple ID and Apple Pay

Alma Lv12

How to Change Credit Card on Your Apple iPhone 7 Plus Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone 7 Plus or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

  • Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

tap on payment and shipping

  • Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

add new payment card details

  • Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

remove the apple id card

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

  • Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

click on account settings

  • Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

press the add payment button

  • Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

add new credit card details

  • Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

click the delete button

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

  • Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

tap on view my account

  • Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

hit the add payment button

  • Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

click on remove payment method

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

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Key Features of Wondershare Dr.Fone

  • Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
  • Gain access to your Apple device by bypassing the iCloud activation lock and Apple ID verification without requiring the password.
  • Safely bypass Mobile Device Management (MDM) restrictions and Screen Time limitations without the risk of losing any data.

Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

  • Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

access the screen unlock tool

  • Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

press the unlock now button

  • Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

add the confirmation code

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone 7 Plus. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone 7 Plus, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

change apple pay default card iphone

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

click on the default card option

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

choose the default card option

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone 7 Plus and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

tap on the default card

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

How to Fix when Apple Account Locked On Apple iPhone 7 Plus?

You pick up your phone to perform a routine task, and your Apple iPhone 7 Plus gives you a surprise that you have gotten your Apple account locked. It will remain this way, and you will not be able to use the phone unless you follow the proper steps.

Several Apple device users face this problem, and one of these messages might be on your screen:

  • “This Apple ID has been disabled for security reasons.”
  • “You can’t sign in because your account was disabled for security reasons.”
  • “This Apple ID has been locked for security reasons.”

Getting your Apple account locked can be frustrating and might hinder the performance of your phone. In this article, we will discuss the various tips to solve the Apple account locked issue.

fix-when-apple-accunt-locked

Part 1. Why is Apple Account Locked?

Although annoying, Apple locks your Apple Account for a good reason. There might be various reasons, but the most common one is that your account’s integrity was in danger. Apple locks your account when it sees an “unusual activity” surrounding your account or device. It generally happens when some unauthorized person attempts to access your account.

Your activity can also lock your account. If you fail to log in to your Apple ID several times, Apple might lock it. Moreover, your account can even get locked when you answer the security questions incorrectly more than once. Furthermore, Apple tries to keep your ID dedicated to a few devices. Besides, it could shut it down when you aimlessly try to open the account on multiple Apple devices.

Part 2. 3 Tips to Unlock Apple Account

Well, now you know the reasons behind the Apple Account getting locked. The next step is to learn the best tips to unlock it. Here, we will share various tricks that will open the Apple account in no time. So let’s dive in!

Tip 1. Use Dr.Fone to Unlock Apple Account (without Password)

Wondershare’s Dr.Fone comes with a complete set of tools to help with a range of different and challenging problems related to your Android or iPhone. The software has an intuitive interface, making unlocking Apple account a lot easier than its competitors. The application Dr. Fone - Screen Unlock (iOS) has robust versions for both Windows and macOS.

drfone home

Some of the top and vital features of Dr.Fone are as follows:

  • It can repair the system of both Android and iOS devices.
  • It can backup data available on your device.
  • You can transfer WhatsApp, Line, and Kik chat history from one phone to another.

Download the tool on your respective system, and follow the guidelines stated below to unlock Apple account without the password:

Step 1: Run the Application

Once the download is complete, get your USB cable and connect your Apple iPhone 7 Plus/iPad to your computer.

Select the “Screen Unlock” tool, and a new interface will greet you. Select the “Unlock Apple ID” option to begin the process to unlock your Apple Account.

drfone-android-ios-unlock

Step 2: Reset your Apple iPhone 7 Plus using Dr.Fone

Dr.Fone will present you with detailed on-screen instructions that show precisely how to reset your Apple iPhone 7 Plus Settings. Dr.Fone must unlock your Apple iPhone 7 Plus/iPad.

interface

Step 3: Unlock the Phone

When your Apple device has been reset, Dr.Fone will get to work and will give you your unlocked iPhone/iPad in a matter of seconds.

When the process finishes, a pop-up message will notify you. It will point out that you can now unplug your Apple iPhone 7 Plus from the PC and check if the operation was successful.

complete

Tip 2. Use iTunes to Unlock Apple Account

Apple also offers the services of its built-in utilities such as iTunes to unlock Apple account. Here before doing anything else, you will need to get your Apple iPhone 7 Plus into recovery mode. For added convenience, we have listed how to get into recovery mode with iPhone so you can smoothly proceed with the process.

Step 1. Power off your device.

Step 2. Once it’s powered off, press the side button and keep holding it while connecting your Apple iPhone 7 Plus to your computer.

Step 3. Once the recovery mode logo appears, leave the button.

Now that you have entered into recovery mode, the next step is to restore the iPhone. The process is simple. You can learn it quickly by going through the steps listed below:

Step 1. After successfully getting your Apple iPhone 7 Plus into recovery mode, select the Restore or Update option from iTunes.

Step 2. iTunes will download the necessary files to restore your phone, which can take some time.

Step 3. After the download, you can press shift while clicking restore, which will let you select the firmware file.

Step 4. Wait for the firmware update to finish, and then you are done!

Step 5. Access your Apple iPhone 7 Plus, and you will find that the Apple account will be disabled.

apple account locked 1

Tip 3. Recover Your Apple ID via Apple (Reset Password)

If you have forgotten your Apple device’s password, it’s recommended not to input your password more than one time. It would lead to a 24-hour shutdown. It cannot be lifted even if you know your password, so proceed wisely. The recommended solution instead is to reset your password.

Here are the steps to reset the password for any of your Apple devices, provided they are in your trusted devices’ list.

Step 1. Go to Settings on your Apple device and tap your name.

Step 2. Now, go to Password & Security and then Change passcode.

Step 3. If your Apple device is signed in to iCloud, you will be required to enter a password.

Step 4. Enter the iCloud password and then set a new code for your device.

apple account locked 2

Part 3. How to Change Apple ID on an iPhone?

If you have purchased a refurbished iPhone and the previous owner’s Apple ID added to it, it is wise to change the Apple ID. You can add your own or add the ID of someone you know. Apple provides simple steps for you to change your account on iPhone.

Step 1. Visit the relevant site of Apple to remove the ID and sign in with your account.

Step 2. Navigate to the Account section and choose Edit. From there, you will see a new list of options.

Step 3. Select Change Apple ID.

Step 4. Update your email address and click continue.

Step 5. That’s it!

apple account locked 3

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## Conclusion

Getting your Apple account can ruin your day and hinder your work. Luckily, there are suitable methods to fix the Apple Account Locked issue quickly and without any damage. Here, we have discussed the top techniques to unlock the Apple account. Hopefully, these tips have helped you can access the contents of your Apple iPhone 7 Plus.

How to Fix Locked Apple ID on Apple iPhone 7 Plus

Part of why you own and use Apple devices is the reliability of the Apple iPhone 7 Plus devices and the ease of using them. This starts with the quality of hardware and the synergy with the software that runs the hardware, and the user experience you get. Apple puts great emphasis on this, and rightly so, for this is one of the keys defining and differentiating factors for people to choose Apple’s iOS over Google’s Android. Like with all good things in life, sometimes, a spanner is put in the works that bring your smooth-sailing life to an abrupt halt. With smartphones playing pivotal roles in our lives today, from payments to internet experiences to getting work done to stay in touch with people, anything that stops us from using our smartphone or endangers that experience is a cause for worry. A locked Apple ID is one such thing. It does not happen frequently, in fact, most users will never experience a locked Apple ID, but for the ones who are fortunate enough to have such a rare experience in life, help is at hand. All you need to do is relax and read on. By the end of it, you will have an unlocked Apple ID and you can go back to cruising.

Part I: Difference Between Activation Lock and Locked Apple ID

Apple being Apple, does a lot to make sure that users get the smoothest experience possible when interacting with their Apple products, both hardware, and software. Yet, sometimes, the messaging gets confusing, and people are not sure what is what. One such thing is the difference between iCloud Activation Lock and Apple ID Lock. While people are more likely to encounter Activation Lock and less likely to encounter Apple ID Lock, they are often confused when they encounter Apple ID Lock and struggle to figure out what that means and how to resolve the issue.

Activation Lock is when your supported Apple device is locked for a number of reasons. The most common reason is a stolen device that was locked by its owner, however, there are other perfectly valid reasons such as an outgoing employee forgetting to sign out and erase their Apple device before submitting it back. The IT department would not be able to reset that device without turning off Find My Apple iPhone 7 Plus and Activation Lock on the Apple iPhone 7 Plus device.

A locked Apple ID usually happens when the user has forgotten their password to their Apple ID account and attempts to figure out the password have been unsuccessful. Sometimes, Apple ID gets locked automatically under some conditions, and that requires users to reset their password to gain access. A locked Apple ID does not mean that your device is locked for your use. You can keep using it so long as you do not try to use another Apple ID with it since to do that you would have to sign out of your current Apple ID (which is locked) and you won’t be able to do that. On the other hand, Activation Lock renders the entire device unusable till the lock is cleared.

apple id locked message

In short, Apple ID Lock is about a user’s account with Apple, akin to how Google Account works on Android devices. Apple ID Lock locks a user’s account with Apple while retaining complete usage of the Apple iPhone 7 Plus device whereas Activation Lock locks the Apple iPhone 7 Plus device and prevents anyone from using it until the correct credentials are entered. This is about verifying the ownership of the Apple iPhone 7 Plus device and works to deter theft of Apple devices.

Part II: Checking If Your Apple ID Is Locked

the message of apple id locked

A locked Apple ID is rather unmistakable. Your device would keep telling you that your Apple ID is locked for your security. Your Apple ID could be locked or disabled altogether if someone has tried to gain access to your account (and, obviously, failed). Apple would disable access to the Apple ID unless you are able to prove rightful ownership and reset the password successfully.

Part III: Reasons for Locked Apple ID

There can be a few reasons why your Apple ID is locked. You forgot the password and now it is locked since you entered the wrong password too many times. A scarier prospect, albeit a real one, is that some malicious actor attempted to login into your Apple ID account but failed. Had they succeeded, you would have gotten a message that ‘your Apple ID is being used on another device’ now.

Apple does a lot to ensure that your Apple ID remains safe. You trust Apple with a lot of your data, including financial data by way of your credit cards associated with Apple ID to make purchases on the App Store and iTunes Store. Therefore, some of the time, Apple preempts issues by proactively locking up your Apple ID or even disabling it. It goes without saying that sometimes it is something so simple as a software error that is believed to have locked up Apple IDs for many users around the world a while ago. It is also entirely possible that it was some malicious actor probing the servers for accounts.

All of these will result in a locked Apple ID that users will have to reset their password to in order to gain access back.

Part IV: How to Unlock Apple ID on Apple iPhone 7 Plus

apple id webpage

It is unfortunate you are facing a locked Apple ID. Apple tries its best to make users aware of safety protocols they need to follow to minimize and mitigate such unfortunate occurrences, such as using two-factor authentication, trusted devices, trusted phone numbers, passwords, passcodes, etc. that serve as deterrents to prevent unauthorized access to devices and accounts. Yet, when the unfortunate happens, what to do?

IV.I: Unlock Apple ID Via Two-Factor Authentication

Apple implemented two-factor authentication a long time ago to prevent unauthorized access to Apple ID accounts. If you have it enabled, you would be able to use two-factor authentication to unlock your Apple ID again.

Step 1: Go to https://iforgot.apple.com .

apple id iforgot support page

Step 2: Key in your Apple ID and proceed.

Step 3: Confirm your mobile number associated with the Apple ID.

apple id iforgot support

If you have another device associated with the Apple ID and it is a trusted device, you can now receive instructions to proceed with a two-factor code on that device.

using iforgot support page to unlock

Step 4: Use that code to unlock your Apple ID using two-factor authentication.

IV.II Unlock Apple ID Via Dr.Fone - Screen Unlock (iOS)

Dr.Fone is a name that will be instantly familiar to anyone who has ever had any issue with their mobile devices and would be able to vouch for the quality and efficacy of this software at fixing issues quickly and efficiently.

Dr.Fone is a collection of carefully crafted modules that helps you when most needed. Ranging from helping you wipe your devices securely with Data Eraser to maintain your privacy when you sell your device or give it to service and helping you erase not just junk on your device but also user data such as SMS (whether single or batch) to free up some space on your Apple iPhone 7 Plus, to Phone Transfer that helps you to easily transfer data you’re your old phone to your new Apple iPhone 7 Plus including restoring from iCloud Backups, Dr.Fone is a venerable utility from Wondershare that does it all and lives up to its name. Naturally, this tool was designed to help you unlock your Apple ID as well.

Step 1: Download Dr.Fone.

Step 2: Launch Dr.Fone and select the Screen Unlock module.

homepage

Step 3: Click Unlock Apple ID to start the process.

unlock apple id

Step 4: Connect your device to the computer and wait for Dr.Fone - Screen Unlock (iOS) to detect it. You must know the passcode of your device.

trust this computer

You will be asked on your Apple iPhone 7 Plus to Trust the computer, and then you will need to enter the passcode.

Step 5: Unlocking Apple ID via Dr.Fone - Screen Unlock (iOS) will erase the contents of the Apple iPhone 7 Plus device. You need to confirm this by typing six zeroes (000 000) in the popup.

type six zeroes

Step 6: Follow the on-screen instructions to reset all your settings on the Apple iPhone 7 Plus and then reboot to start the unlocking process.

unlock apple id successfully

Dr.Fone - Screen Unlock (iOS) will notify you when the process is complete.

Part V: Conclusion

Considering how much the Apple ID is pivotal to our Apple experience, it can be incredibly unnerving to realize that it is locked or disabled, due to any reason. We use our Apple ID for iCloud services on Apple devices, to make purchases on iTunes Store and App Store and payments using Apple Pay. Apple knows this and has checked in place to make sure that only you are in possession of your Apple ID account at all times. It can cause a little hassle at times, since if someone makes multiple failed attempts to gain access to your account, Apple will lock your Apple ID until you can unlock it with proper verifications and reset your password.


  • Title: In 2024, How to Change Credit Card on Your iPhone 7 Plus Apple ID and Apple Pay
  • Author: Alma
  • Created at : 2024-07-14 12:22:54
  • Updated at : 2024-07-15 12:22:54
  • Link: https://apple-account.techidaily.com/in-2024-how-to-change-credit-card-on-your-iphone-7-plus-apple-id-and-apple-pay-by-drfone-ios/
  • License: This work is licensed under CC BY-NC-SA 4.0.