How to Change Credit Card on Your Apple iPhone XS Max Apple ID and Apple Pay

Apple’s ecosystem offers convenience with services like Apple ID and Apple Pay. Managing your digital life has never been more convenient. In this interconnected system, your credit card plays a crucial role. It’s essential to understand that your credit card details can be associated with both your Apple ID and Apple Pay, each serving unique functions.

In this comprehensive guide, we’ll learn how to change the credit card on Apple ID and Apple Pay. Additionally, we will introduce you to a helpful tool for unlocking your Apple ID if you ever encounter access issues.

Part 1: 3 Ways To Change the Credit Card on Apple ID

We’ll explore 3 different methods to change the credit card details associated with your Apple ID in this section. These methods allow you to update your payment information effortlessly, ensuring uninterrupted access to Apple services.

Way 1: Update Credit Card on iPhone/iPad

The first method involves updating your payment information directly from your Apple iPhone XS Max or iPad’s settings. This method is convenient for those who prefer managing their Apple ID details on their iOS devices. Here is how to change your credit card on Apple ID via iPhone or iPad:

• Step 1: Begin by launching the Settings app on your device and then touch your name to enter your Apple ID settings. Afterward, choose the “Payment & Shipping” option to move ahead. In addition, log in using your Apple ID credentials if necessary.

• Step 2: Next, press “Add Payment Method” and provide information for your new payment method. Once you’ve entered all the required details, tap “Done” to confirm and save your updates.

• Step 3: To remove the old payment method, tap “Edit.” Now, locate the old payment method you want to delete and tap the “Red Delete” button next to it. Confirm the deletion by tapping “Delete.”

Way 2: Change Credit Card on Mac

Now, we shift our focus to those who prefer managing their payment information on their Mac. Changing your credit card details from Mac’s settings is a straightforward and easy process. Therefore, using the following steps, you can learn how to change your credit card on Apple ID without any errors:

• Step 1: Start by opening the App Store on your device. Then, in the bottom-left corner of the App Store, tap on your name and proceed to access “Account Settings.”

• Step 2: Locate the “Apple ID Summary” section in the “Account Settings” menu and select the “Manage Payments” option next to it. After this, introduce a fresh payment method by opting for the “Add Payment” option.

• Step 3: This action will prompt you to input the details of your new payment method, including credit card information. After you’ve provided the required information, select “Done” to save your newly added payment method.

• Step 4: If you want to remove the old method linked to your Apple ID, click “Delete” in front of it. Now, tap “Delete” to remove this payment method from your Apple account.

Way 3: Update the Credit Card Details on Windows PC

To update the credit card information linked to your Apple ID, we’ll now provide instructions specifically tailored for Windows PC users. This approach offers flexibility for individuals looking to maintain accurate payment details. With the help of the simplified steps given below, you can easily change the credit card on the Apple account:

• Step 1: Access iTunes on your computer and click on “Account” from the menu bar that is given at the top. Afterward, a drop-down menu will appear on which you need to select “View My Account.”

• Step 2: Following this, click on “Manage Payments,” and your current payment methods that are listed will be shown to you. There, click on “Add Payment” to add a new payment method quickly.

• Step 3: After clicking on this option, you can enter details of your new payment method. Once the details are entered successfully, click “Done” to save the changes, and you are good to go. Tap the “Edit” option in front of the old credit card and choose “Remove Payment Method” to remove it from your Apple ID.

Pro Tip: Locked Out Your Apple ID? Get It Unlocked Instantly

While learning how to change a credit card on your Apple Account, you encounter an unexpected hurdle - your Apple ID has become locked. This can undoubtedly be a frustrating and troublesome scenario, considering the crucial role your Apple ID plays within the Apple ecosystem. Nevertheless, there’s no cause for alarm, as we’ve got a solution ready to promptly unlock your Apple ID and have you back on course.

The solution is Wondershare Dr.Fone, a tool that is able to remove Apple ID from your iOS devices without needing the password. It is a comprehensive tool that has the ability to remove your Apple ID from your device permanently. This tool works its magic in removing Apple ID, whereas other tools fail when the Find My feature is enabled.

Dr.Fone - Screen Unlock (iOS)

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Key Features of Wondershare Dr.Fone

• Unlock iPhone, iPad, and iPod touch by removing various types of lock screens, ensuring access to your device.
• Gain access to your Apple device by bypassing the iCloud activation lock and Apple ID verification without requiring the password.
• Safely bypass Mobile Device Management (MDM) restrictions and Screen Time limitations without the risk of losing any data.

Simplified Steps To Remove Apple ID on Your iOS Device via Wondershare Dr.Fone

Following are the steps to unlock and remove old Apple ID from your iOS device using Wondershare Dr.Fone:

• Step 1: Access the Screen Unlock Tool

To initiate the Apple ID unlocking process, you will need to install and launch Wondershare Dr.Fone. Then, choose “Toolbox” from the left bar and go on to click “Screen Unlock.” Select “iPhone” as your device type, and since we are removing Apple ID, click “Remove Apple ID.”

• Step 2: Proceed to Activate Recovery Mode

Now is the time to connect your iOS device to the computer using a respective cable and click “Unlock Now.” Now, Wondershare Dr.Fone will ask you about having a screen lock and 2FA on the iOS device. The answer needs to be affirmative to proceed further. When done with it, enable Recovery Mode on your iOS device with the help of on-screen instructions.

• Step 3: Remove the Apple ID From Your iOS Device

Wondershare Dr.Fone will detect your device model once it is in Recovery Mode. Choose a system version to download by clicking “Start.” Once it has been downloaded and verified, tap “Unlock Now.” It will lead to a prompt warning about data loss. Here, enter “000000” to confirm your choice and click “Unlock.” Dr.Fone will go on to remove Apple ID from your device.

Part 2: 3 Methods To Change the Default Credit Card on Apple Pay

In our exploration of managing your credit card within the Apple ecosystem, we now focus on changing the default credit card linked to your Apple Pay. Apple Pay stands as a robust digital wallet solution, and understanding the process of updating your payment details is crucial for ensuring a secure user experience. Here, we will explore three approaches on how to change credit card on Apple Pay:

Method 1: Change the Default Card on the iPhone

We start by exploring how to change the default credit card on Apple Pay using your Apple iPhone XS Max. This method is particularly handy for iPhone users who want to ensure their preferred payment card is set as the default option. These are the instructions for setting a card as the default card for Apple Pay:

Instructions: On your Apple iPhone XS Max, access and open the Wallet app. Inside the app, locate the payment card you wish to set as your default. Touch and hold the selected payment card. Drag the card to the forefront, positioning it ahead of your other cards.

Method 2: Set New Card as Default on iPad or Mac

Whether you prefer using your iPad for managing your payment methods or you’re on your Mac, you can easily set a new card as the default option. Use the following instructions to set a credit card as the default card on Apple Pay:

For Mac

Instructions: Access System Settings through the Dock or Apple menu and move to Wallet & Apple Pay. Afterward, once you’re in Wallet & Apple Pay, choose a card from the “Default Card” settings and set it as the default card.

For iPad

Instructions: Navigate to Settings on your iPad and move to “Wallet & Apple Pay.” Here, scroll down to “Transaction Defaults” and press “Default Card.” Then, choose a card from the list to set it as your default card.

Method 3: Use Apple Watch to Change Default Card

The last stop on our journey to manage your default credit card on Apple Pay is the Apple Watch. If you are an Apple Watch user, then these instructions can assist you in how to change your credit card on Apple Pay:

Instructions: Access and launch the Apple Watch app on your Apple iPhone XS Max and navigate the “My Watch” tab. There, tap on “Wallet & Apple Pay” within My Watch tab and scroll down in it to find the section labeled “Transaction Defaults.” In this section, you’ll find the “Default Card” option. Simply tap on it to select the card you wish to set as the default.

Conclusion

To summarize, we’ve navigated the complex world of how to change the credit card on Apple account. We’ve explored two critical aspects: changing the credit card on your Apple ID and altering the default credit card on Apple Pay. It’s important to understand that your credit card details for Apple ID and Apple Pay are distinct. Thus, it’s crucial to know how to update both to ensure a secure digital experience.

We explored many methods to change the credit card on Apple ID and Apple Pay, depending on your device and preference. Furthermore, there are unfortunate instances where you find yourself locked out of your Apple ID. For these, we introduced a valuable tool: Wondershare Dr.Fone - iOS Screen Unlock. This tool can efficiently unlock your Apple ID without causing any data loss, ensuring you can regain access to your account promptly.

Why Apple Account Disabled On your Apple iPhone XS Max? How to Fix

Apple is one of the leading smartphone developing enterprises that has introduced the world to a contemporary set of features that are not common among other leading smartphone companies. One of the major distinguishing characteristics of Apple has been displayed in its present security protocols. Apple Account is regarded as one of the most significant credentials of the Apple iPhone XS Max and iPad that is responsible for connecting and holding the applications and the assorted data. Many users have generally reported unusual situations that got their Apple Account disabled. There are several reasons that can be associated with the Apple account getting disabled. The major repercussion that is associated with it is unnecessary data loss following the suspension of all products that have been bought with the account over time. This article provides you an impressive overview of the major reasons that lead to your Apple Account getting disabled, followed by the associated mechanisms that can be tested to secure the account.

Part 1. Why is the Apple account disabled?

Apple iPhone, iPad, and other devices operate over a single Operating System, with its own protocols and unique mechanisms that distinguish it from other smartphone models in the market. Apple believes in securing the data and identification of its users with its state-of-the-art security measures. Under such circumstances, it usually gets possible for the user to have his Apple account disabled unnecessarily. Whenever you encounter such a situation, there are several messages that might be displayed on your device to prompt you over the disabling of the account. These messages usually appear in situations where you intend to sign in to some platform with your associated Apple ID. The most common messages that appear on the screen are:

• “This Apple ID has been disabled for security reasons.”
• “You can’t sign in because your account was disabled for security reasons.”
• “This Apple ID has been locked for security reasons.”

The messages that have been stated above are usually depicting a security anomaly that led to the disabling of the associated Apple ID. However, there can be several reasons that would have led to such circumstances, which are described as follows.

• There might be incorrect forced logging in into your Apple ID for multiple tries.
• Any user would have entered incorrect security questions multiple times.
• The other information associated with the Apple ID would have been entered incorrectly numerous times.

Part 2. Is “Your account has been disabled in the App Store and iTunes” the same as “This Apple ID has been disabled for security reasons”?

There are several instances where you encounter such prompt messages where you are restricted in using the App Store and iTunes. These messages can come in the form of “Your account has been disabled in the App Store and iTunes.” Over observing this prompt message, it has been discovered that the assorted message is not related to the other common message of “This Apple ID has been disabled for security reasons.” The dynamics of getting restricted from using the App Store and iTunes are related to remaining balances that have stuck around for a while over your Apple account. Normally, you may have some billing issues that are prevailing over an unpaid iTunes or App Store order. This problem can be countered through simplistic methods under such conditions where you are having access to the account information and can check for the basic billing information or update the payment method following other settings that are associated with paying bills. Over failure in accessing your account, you are required to contact Apple Support and look for the billing and payment statements to clear up all the remaining dues. Apple has considered covering all the security protocols to perfection, where you have any prevailing Apple charges on your connected credit card that would lead to direct disabling of your Apple Account.

Even though Apple accounts can be generally disabled overpayment issues, there are several security reasons that might restrict you in discovering and buying different products across the App Store and iTunes. It is necessary for you, as an Apple user, to remain prompt of all the issues that are relating to your Apple Account.

Part 3. 2 tips to Unlock Disabled Apple Account

As this article provides you a detailed overview of the reasons that lead to your Apple Account getting disabled, this article also considers providing you a few tips and tricks that would guide you in efficiently unlocking your Apple Account and use it with ease.

Unlock disabled Apple account with Dr. Fone

The first remedy that can be effectively tested across such situations that involve disabled Apple accounts is relating a third-party platform. Dedicated third-party tools are quite common in the market and provide users with adequate services that allow them to unlock their devices with ease. Out of this uncountable list of platforms, this article introduces you to a specific platform that offers you unique features with a user-interface that can be easily apprehended. Dr. Fone – Screen Unlock (iOS) offers you the perfect environment that would lead you in reversing the disabling of your Apple Account easily. There are several reasons that make this platform the first choice of users all around the globe, which are declared as follows:

• You can easily unlock your Apple iPhone XS Max if you accidentally forget the password at any time.
• The platform protects the Apple iPhone XS Max or iPad from the disabled state.
• It can work for any iPhone, iPad, or iPod Touch model.
• The platform is compatible across the latest iOS versions.
• You are not required to have iTunes for unlocking your device.
• A very user-friendly platform with no requirements of technical expertise.

While you understand the basic reasons that lead you to the fact that Dr. Fone is the most appropriate choice to unlock your disabled Apple Account, the following steps explain the guide that would help you in unlocking your device with ease.

Step 1: Connect Devices and Launch

Initially, it is significant to download the platform and install it by following all the on-screen instructions effectively. Following this, you need to launch the platform and connect your Apple device via a USB connection.

Step 2: Select Screen Unlock

With the home window on your front, you are required to tap on the ‘Screen Unlock’ tool from the list of options to open a new screen. On the new screen, you are required to select the last option of “Unlock Apple ID” to initiate the process.

Step 3: Trust the Computer and Access Device Settings

Over the Apple Device, you need to select the option of “Trust” over the prompt that is received on the phone. Following this, you need to open the “Settings” of your device and initiate a reboot of your Apple device.

Step 4: Device Unlocks

The unlocking process immediately starts, and the platform executes the complete process automatically. A prompt message appears on the desktop showing the completion of the task. The device is now unlocked successfully.

Unlock disabled Apple account using Apple’s verification

The other method that can be effectively tested is Apple’s verification that would allow us to easily topple off all barriers that are involved in the process. To effectively unlock your disabled Apple Account using Apple’s verification process, you need to follow the steps described in detail.

Step 1: Open iForgot Website

You need to open the iForgot website to test the verification process. As you open the platform, provide the appropriate credentials over which your Apple device is operating. This is referred to as your Apple ID that has been used for the Apple iPhone XS Max device.

Step 2: Provide Personal Details

As you proceed with the verification, there are several personal details that are used to check the authenticity of the user. You are required to answer all security questions, provide all numbers if asked.

Step 3: Use the Verification Code

The platform will send a verification code that would allow you to unlock your device with the Recovery Key that is offered. Tap on “Unable to access your [device]“? to allow the platform to send a six-digit verification to the phone number that is attached to the Apple ID. You can simply use it along with the Apple ID password to unlock your account.

Conclusion

This article has provided you a detailed guide over the existing reasons that would have your Apple account disabled, followed by different tips that can be followed to cover your assorted problems efficiently.

How to Fix Locked Apple ID on Apple iPhone XS Max

Part of why you own and use Apple devices is the reliability of the Apple iPhone XS Max devices and the ease of using them. This starts with the quality of hardware and the synergy with the software that runs the hardware, and the user experience you get. Apple puts great emphasis on this, and rightly so, for this is one of the keys defining and differentiating factors for people to choose Apple’s iOS over Google’s Android. Like with all good things in life, sometimes, a spanner is put in the works that bring your smooth-sailing life to an abrupt halt. With smartphones playing pivotal roles in our lives today, from payments to internet experiences to getting work done to stay in touch with people, anything that stops us from using our smartphone or endangers that experience is a cause for worry. A locked Apple ID is one such thing. It does not happen frequently, in fact, most users will never experience a locked Apple ID, but for the ones who are fortunate enough to have such a rare experience in life, help is at hand. All you need to do is relax and read on. By the end of it, you will have an unlocked Apple ID and you can go back to cruising.

Part I: Difference Between Activation Lock and Locked Apple ID

Apple being Apple, does a lot to make sure that users get the smoothest experience possible when interacting with their Apple products, both hardware, and software. Yet, sometimes, the messaging gets confusing, and people are not sure what is what. One such thing is the difference between iCloud Activation Lock and Apple ID Lock. While people are more likely to encounter Activation Lock and less likely to encounter Apple ID Lock, they are often confused when they encounter Apple ID Lock and struggle to figure out what that means and how to resolve the issue.

Activation Lock is when your supported Apple device is locked for a number of reasons. The most common reason is a stolen device that was locked by its owner, however, there are other perfectly valid reasons such as an outgoing employee forgetting to sign out and erase their Apple device before submitting it back. The IT department would not be able to reset that device without turning off Find My Apple iPhone XS Max and Activation Lock on the Apple iPhone XS Max device.

A locked Apple ID usually happens when the user has forgotten their password to their Apple ID account and attempts to figure out the password have been unsuccessful. Sometimes, Apple ID gets locked automatically under some conditions, and that requires users to reset their password to gain access. A locked Apple ID does not mean that your device is locked for your use. You can keep using it so long as you do not try to use another Apple ID with it since to do that you would have to sign out of your current Apple ID (which is locked) and you won’t be able to do that. On the other hand, Activation Lock renders the entire device unusable till the lock is cleared.

In short, Apple ID Lock is about a user’s account with Apple, akin to how Google Account works on Android devices. Apple ID Lock locks a user’s account with Apple while retaining complete usage of the Apple iPhone XS Max device whereas Activation Lock locks the Apple iPhone XS Max device and prevents anyone from using it until the correct credentials are entered. This is about verifying the ownership of the Apple iPhone XS Max device and works to deter theft of Apple devices.

Part II: Checking If Your Apple ID Is Locked

A locked Apple ID is rather unmistakable. Your device would keep telling you that your Apple ID is locked for your security. Your Apple ID could be locked or disabled altogether if someone has tried to gain access to your account (and, obviously, failed). Apple would disable access to the Apple ID unless you are able to prove rightful ownership and reset the password successfully.

Part III: Reasons for Locked Apple ID

There can be a few reasons why your Apple ID is locked. You forgot the password and now it is locked since you entered the wrong password too many times. A scarier prospect, albeit a real one, is that some malicious actor attempted to login into your Apple ID account but failed. Had they succeeded, you would have gotten a message that ‘your Apple ID is being used on another device’ now.

Apple does a lot to ensure that your Apple ID remains safe. You trust Apple with a lot of your data, including financial data by way of your credit cards associated with Apple ID to make purchases on the App Store and iTunes Store. Therefore, some of the time, Apple preempts issues by proactively locking up your Apple ID or even disabling it. It goes without saying that sometimes it is something so simple as a software error that is believed to have locked up Apple IDs for many users around the world a while ago. It is also entirely possible that it was some malicious actor probing the servers for accounts.

All of these will result in a locked Apple ID that users will have to reset their password to in order to gain access back.

Part IV: How to Unlock Apple ID on Apple iPhone XS Max

It is unfortunate you are facing a locked Apple ID. Apple tries its best to make users aware of safety protocols they need to follow to minimize and mitigate such unfortunate occurrences, such as using two-factor authentication, trusted devices, trusted phone numbers, passwords, passcodes, etc. that serve as deterrents to prevent unauthorized access to devices and accounts. Yet, when the unfortunate happens, what to do?

IV.I: Unlock Apple ID Via Two-Factor Authentication

Apple implemented two-factor authentication a long time ago to prevent unauthorized access to Apple ID accounts. If you have it enabled, you would be able to use two-factor authentication to unlock your Apple ID again.

Step 1: Go to https://iforgot.apple.com .

Step 2: Key in your Apple ID and proceed.

Step 3: Confirm your mobile number associated with the Apple ID.

If you have another device associated with the Apple ID and it is a trusted device, you can now receive instructions to proceed with a two-factor code on that device.

Step 4: Use that code to unlock your Apple ID using two-factor authentication.

IV.II Unlock Apple ID Via Dr.Fone - Screen Unlock (iOS)

Dr.Fone is a name that will be instantly familiar to anyone who has ever had any issue with their mobile devices and would be able to vouch for the quality and efficacy of this software at fixing issues quickly and efficiently.

Dr.Fone is a collection of carefully crafted modules that helps you when most needed. Ranging from helping you wipe your devices securely with Data Eraser to maintain your privacy when you sell your device or give it to service and helping you erase not just junk on your device but also user data such as SMS (whether single or batch) to free up some space on your Apple iPhone XS Max, to Phone Transfer that helps you to easily transfer data you’re your old phone to your new Apple iPhone XS Max including restoring from iCloud Backups, Dr.Fone is a venerable utility from Wondershare that does it all and lives up to its name. Naturally, this tool was designed to help you unlock your Apple ID as well.

Step 1: Download Dr.Fone.

Step 2: Launch Dr.Fone and select the Screen Unlock module.

Step 3: Click Unlock Apple ID to start the process.

Step 4: Connect your device to the computer and wait for Dr.Fone - Screen Unlock (iOS) to detect it. You must know the passcode of your device.

You will be asked on your Apple iPhone XS Max to Trust the computer, and then you will need to enter the passcode.

Step 5: Unlocking Apple ID via Dr.Fone - Screen Unlock (iOS) will erase the contents of the Apple iPhone XS Max device. You need to confirm this by typing six zeroes (000 000) in the popup.

Step 6: Follow the on-screen instructions to reset all your settings on the Apple iPhone XS Max and then reboot to start the unlocking process.

Dr.Fone - Screen Unlock (iOS) will notify you when the process is complete.

Part V: Conclusion

Considering how much the Apple ID is pivotal to our Apple experience, it can be incredibly unnerving to realize that it is locked or disabled, due to any reason. We use our Apple ID for iCloud services on Apple devices, to make purchases on iTunes Store and App Store and payments using Apple Pay. Apple knows this and has checked in place to make sure that only you are in possession of your Apple ID account at all times. It can cause a little hassle at times, since if someone makes multiple failed attempts to gain access to your account, Apple will lock your Apple ID until you can unlock it with proper verifications and reset your password.